New Jersey Insurance Dialer
The insurance dialer built for New Jersey compliance. AI-powered monitoring for DOBI regulations, one-party consent call recording, and automatic DNC scrubbing—purpose-built for NJ insurance agencies.
Insurance Calling Compliance in New Jersey
Selling insurance in New Jersey (NJ) means navigating regulations from the New Jersey Department of Banking and Insurance, federal TCPA rules, and CMS guidelines if you sell Medicare products. With a population of 9.3 million, New Jersey represents a significant market for Health insurance, Medicare, auto insurance, and life insurance.
New Jersey's Consumer Fraud Act provides strong consumer protections. The NJ Do Not Call registry (NJSA 56:8-126) is strictly enforced. New Jersey has unique auto insurance requirements and a dense population making it a high-value market.
Call Recording in New Jersey: As a one-party consent state, only one participant in the conversation needs to consent to call recording. However, best practice—and AgentTech's default—is to announce recording to all parties for maximum legal protection.
New Jersey Insurance Calling Requirements
Key compliance rules AgentTech handles automatically for NJ calls
Calling Hours
Permitted calling hours: 8:00 AM - 9:00 PM local time. AgentTech automatically blocks calls outside permitted windows for NJ area codes.
Recording Consent
New Jersey requires one-party consent for call recording. AgentTech handles consent disclosures automatically on every NJ call.
DNC Compliance
Federal DNC + New Jersey Do Not Call Registry. AgentTech scrubs all lists automatically before dialing.
Medicare Compliance
CMS compliance monitoring for Medicare sales in New Jersey—scope of appointment, prohibited language, and enrollment period rules enforced in real-time.
DOBI Regulations
Compliance with New Jersey Department of Banking and Insurance requirements including agent licensing verification and solicitation rules.
Call Transcription
AI-powered real-time transcription for every New Jersey call. Searchable records for compliance audits and agent training.
AgentTech Features for New Jersey Agencies
Everything NJ insurance agents need in one platform at $50/seat.
- AI compliance monitoring for DOBI and CMS regulations
- Automatic one-party consent recording disclosure for NJ calls
- DNC list scrubbing (Federal DNC + New Jersey Do Not Call Registry)
- Time-zone-aware calling hour enforcement
- Real-time call transcription and searchable records
New Jersey Market
References
- New Jersey Department of Banking and Insurance (DOBI): state.nj.us/dobi
- TCPA (47 U.S.C. § 227): law.cornell.edu
- CMS Medicare Marketing: cms.gov
Frequently Asked Questions
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