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Commissions that reconcile themselves.

Advance and as-earned views, carrier statement import, and automatic matching to submitted policies, across your entire downline.

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Import the carrier statement, and every line finds its policy, its payee, and its place in the hierarchy.

Advance and as-earned views

Two views of the same money, so advances, earnings, and chargebacks always net out.

Advance view
Commissions advanced against future premium, by payee, carrier, and policy.
As-earned view
Zero-sum: what has actually been earned as premium is paid, with chargebacks netted.
By hierarchy
Roll the numbers up the agency tree or down to a single producer.
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Statement import and reconciliation

Import the carrier statement and every line finds its policy.

Automatic matching
Statement lines match to submitted policies and move them to paid.
Exceptions surfaced
Unmatched lines and chargebacks are listed for review, not lost.
Matching rules
Match on policy number, insured, carrier, and effective date, with fallbacks you control.
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Payees and hierarchies

Who gets paid, and where they sit in the tree.

Payees
Agencies and producers as payees, each seeing only their own view.
Hierarchies
Splits follow the agency tree, at any depth.
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Comp templates, roles, and rules

Define compensation once and apply it across carriers and products.

Comp templates
Reusable compensation structures per carrier, product line, or agency.
Roles
Writing agent, upline, override, and any role your comp plan needs.
Rules
Conditions that decide which template applies to which policy.
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Payment cycles and payouts

Reconciled statements become payout cycles. Approve the cycle and the agents are paid.

Cycles
Weekly, monthly, or custom payout cycles per payee, built automatically from reconciled statement lines.
Approve and pay
An owner or administrator approves the cycle and AgentTech disburses each agent's share to their bank account by ACH.
Chargebacks netted
Chargebacks net against the next cycle, tied to the policy that caused them.
Statements to payees
Each payee sees what they were paid, for which policies, and why, with the deposit tied to the cycle.
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From submitted to paid, without the spreadsheet.

Policies are the system of record. The statement import is what moves them from production to money in the bank, and it tells you exactly what did not line up.

  1. SoldAn agent dispositions the sale or a broker submits business.
  2. SubmittedThe policy exists with its carrier, product, and writing agent.
  3. ImportedThe carrier statement arrives and is imported.
  4. MatchedEach line finds its policy and moves it to paid.
  5. FlaggedUnmatched lines and chargebacks are surfaced for review.
  6. Paid outPayees receive their share on schedule, per the comp template.

One ledger, four views of it.

Every payee sees the commissions that belong to them and nothing else, because row access follows the agency path.

  • Chargebacks appear next to the policy that caused them, with the event timeline.
  • Commission value flows into TeleSales and CRM reports, so cost per acquisition is measured against real money.
  • Money is stored in integer cents and rates as exact millionths. No floating-point rounding.
FMO ownerThe whole tenant: every carrier statement, every downline split, every payout.
Agency administratorTheir agency and its downline, with overrides and splits they are entitled to.
Field brokerTheir own book: advances, as-earned, chargebacks, and payout history.
Call center agentCommission value on the policies they dispositioned, on their own schedule.

FAQs

Questions about Commissions

What does the Commissions module do?

It tracks every commission from the policy that earned it to the payee who receives it. You get advance and as-earned views, carrier statement import with automatic matching to submitted policies, and setup for payees, hierarchies, comp templates, roles, payout schedules, rules, and statement matching.

How does statement reconciliation work?

Import a carrier commission or production statement. Each line is matched to a submitted policy and moves it to paid. Lines that do not match, and chargebacks, are surfaced for review instead of disappearing into a spreadsheet.

Does it handle downline hierarchies and overrides?

Yes. Payees and hierarchies are set up per tenant, so a commission can be split across the agency tree according to your comp templates and rules, with each payee seeing only their own view.

What is the difference between the advance and as-earned views?

The advance view shows commissions as advanced against future premium. The as-earned view is zero-sum: it shows what has actually been earned as premium is paid, so advances, earnings, and chargebacks always net out.

Can it run on its own, without the dialer?

Yes. Commissions is an independent module in AgentTech 360. It is most powerful when policies flow in from the call center or field submissions, but statement import and reconciliation work with the policies you already track.

Something else? Contact us

Bring a carrier statement. We will reconcile it live.

Commissions is part of AgentTech 360 and works on its own or alongside the dialer.

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