Florida Insurance Dialer
The insurance dialer built for Florida compliance. AI-powered monitoring for OIR regulations, all-party (two-party) consent call recording, and automatic DNC scrubbing—purpose-built for FL insurance agencies.
Insurance Calling Compliance in Florida
Selling insurance in Florida (FL) means navigating regulations from the Florida Office of Insurance Regulation, federal TCPA rules, and CMS guidelines if you sell Medicare products. With a population of 22.6 million, Florida represents a significant market for Medicare Advantage, Medicare Supplement, property insurance, and flood insurance.
Florida is a critical Medicare market with the highest Medicare Advantage enrollment in the country. It is an all-party consent state under Florida Statute 934.03. The Florida Do Not Call Act (FS 501.059) adds state-level telemarketing restrictions. Hurricane season creates unique property insurance demand.
Call Recording in Florida: As an all-party (two-party) consent state, all participants must be informed before a call can be recorded. AgentTech Dialer automatically plays a recording disclosure at the start of every call to Florida numbers, ensuring compliance without agents needing to remember.
Florida Insurance Calling Requirements
Key compliance rules AgentTech handles automatically for FL calls
Calling Hours
Permitted calling hours: 8:00 AM - 9:00 PM local time. AgentTech automatically blocks calls outside permitted windows for FL area codes.
Recording Consent
Florida requires all-party (two-party) consent for call recording. AgentTech handles consent disclosures automatically on every FL call.
DNC Compliance
Federal DNC + Florida Do Not Call Act. AgentTech scrubs all lists automatically before dialing.
Medicare Compliance
CMS compliance monitoring for Medicare sales in Florida—scope of appointment, prohibited language, and enrollment period rules enforced in real-time.
OIR Regulations
Compliance with Florida Office of Insurance Regulation requirements including agent licensing verification and solicitation rules.
Call Transcription
AI-powered real-time transcription for every Florida call. Searchable records for compliance audits and agent training.
AgentTech Features for Florida Agencies
Everything FL insurance agents need in one platform at $50/seat.
- AI compliance monitoring for OIR and CMS regulations
- Automatic all-party (two-party) consent recording disclosure for FL calls
- DNC list scrubbing (Federal DNC + Florida Do Not Call Act)
- Time-zone-aware calling hour enforcement
- Real-time call transcription and searchable records
Florida Market
References & Authoritative Sources
The information on this page is supported by the following official and authoritative sources.
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Frequently Asked Questions
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