Michigan Insurance Dialer
The insurance dialer built for Michigan compliance. AI-powered monitoring for DIFS regulations, one-party consent call recording, and automatic DNC scrubbing—purpose-built for MI insurance agencies.
Insurance Calling Compliance in Michigan
Selling insurance in Michigan (MI) means navigating regulations from the Michigan Department of Insurance and Financial Services, federal TCPA rules, and CMS guidelines if you sell Medicare products. With a population of 10.0 million, Michigan represents a significant market for Health insurance, Medicare, auto insurance (no-fault), and life insurance.
Michigan's no-fault auto insurance system creates unique insurance market dynamics. Most of Michigan is in the Eastern time zone, with parts of the Upper Peninsula in Central. The Michigan Consumer Protection Act governs telemarketing activities.
Call Recording in Michigan: As a one-party consent state, only one participant in the conversation needs to consent to call recording. However, best practice—and AgentTech's default—is to announce recording to all parties for maximum legal protection.
Michigan Insurance Calling Requirements
Key compliance rules AgentTech handles automatically for MI calls
Calling Hours
Permitted calling hours: 8:00 AM - 9:00 PM local time. AgentTech automatically blocks calls outside permitted windows for MI area codes.
Recording Consent
Michigan requires one-party consent for call recording. AgentTech handles consent disclosures automatically on every MI call.
DNC Compliance
Federal DNC + Michigan Telemarketing restrictions. AgentTech scrubs all lists automatically before dialing.
Medicare Compliance
CMS compliance monitoring for Medicare sales in Michigan—scope of appointment, prohibited language, and enrollment period rules enforced in real-time.
DIFS Regulations
Compliance with Michigan Department of Insurance and Financial Services requirements including agent licensing verification and solicitation rules.
Call Transcription
AI-powered real-time transcription for every Michigan call. Searchable records for compliance audits and agent training.
AgentTech Features for Michigan Agencies
Everything MI insurance agents need in one platform at $50/seat.
- AI compliance monitoring for DIFS and CMS regulations
- Automatic one-party consent recording disclosure for MI calls
- DNC list scrubbing (Federal DNC + Michigan Telemarketing restrictions)
- Time-zone-aware calling hour enforcement
- Real-time call transcription and searchable records
Michigan Market
References
- Michigan Department of Insurance and Financial Services (DIFS): michigan.gov/difs
- TCPA (47 U.S.C. § 227): law.cornell.edu
- CMS Medicare Marketing: cms.gov
Frequently Asked Questions
Ready to Sell Insurance in Michigan Compliantly?
Get DIFS-compliant calling with AI monitoring, built-in CRM, and everything you need at $50/seat. Try AgentTech today.
Start Selling in MI Today